What an executive client gets from the first review onward:
A vesting and sale calendar for your company stock, grants and options
Deferral election help before each enrollment window, with tax trade-offs written out
Diversified portfolios built on long-term research, not market forecasts or stock tips
A one-page summary after every review, so you can decide quickly
clients served by Mariner
Wealth Advisors as of 10/5/2026†
Mariner Wealth Advisors sets its minimum at $500K in investable assets, and the first conversation is where we look at what you actually hold. Vested shares, brokerage accounts, IRAs and 401(k) balances are the usual starting point; how unvested grants and deferred comp fit is something we'll go over with you directly.
Mariner Wealth Advisors explains its fees in writing before you agree to anything, including how a concentrated stock position is treated. We don't publish numbers here because they depend on what you hold and what you ask us to do. Ask for the fee schedule during your first meeting.
An advisor replies to set up a first video or phone meeting, and your trading window doesn't matter for it because nothing is bought or sold. Bring your latest grant statement and deferral election; Mariner Wealth Advisors uses them to map your next vesting and sale dates.
Yes. The first meeting is with an advisor who reviews executive pay situations like yours: RSUs, stock options, ESPP shares and nonqualified deferred compensation. You'll go through your grant statements, plan documents and current accounts together, and you leave with a short list of the decisions and dates that matter most.
Mariner Wealth Advisors models your future distribution dates against anticipated retirement tax brackets. We coordinate nonqualified plan payouts with other income sources like Social Security and investment portfolios to avoid pushing distributions into the top 37% federal rate whenever possible.
Yes. Our team structures 10b5-1 predetermined trading plans that establish mathematical selling formulas, allowing corporate officers to liquidate company shares across scheduled intervals while complying with company blackout policies and federal insider trading rules.
We generally treat vested shares as cash income and evaluate whether holding the individual company stock matches your asset targets. Often, our advisors recommend selling newly vested shares immediately to fund diversified index holdings, neutralizing single-company downside risk.
We provide organized realized gain and loss summaries, cost-basis adjustments for incentive equity, and Form 1099 reconciliations directly to your CPA each spring. This prevents common errors when reporting adjusted basis on exercised incentive stock options.
If your employer's plan allows after-tax contributions and in-service distributions, we calculate optimal annual additions up to the $72,000 total defined contribution limit for 2026. We then execute automated conversion transfers into designated Roth accounts.
Nonqualified plans remain unsecured general obligations of your issuing company, subject to strict payout elections made in prior enrollment periods. We assess credit risks and help you reposition external portfolios to offset unexpected lump-sum tax bills.
Instead of attempting to forecast economic cycles or chase hot sector funds, we build globally diversified allocations using low-cost instruments. Portfolios are periodically rebalanced through disciplined mathematics, capturing long-term market premiums while keeping overall management expenses low.
Mariner Wealth Advisors is a wealth management firm that guides corporate executives holding deferred compensation and concentrated employer equity through tax-smart diversification and disciplined long-term portfolio design.
Senior leaders often reach out when heavy equity grants leave family balances vulnerable to a single company downturn. Rather than reacting to market forecasts or chasing speculative ideas, Mariner Wealth Advisors anchors every strategy in academic research, broad global diversification, and measured execution.
Corporate leadership brings distinctive financial complexity. Between incentive stock options, non-qualified plans, and strict trading blackout windows, managing personal balance sheets becomes a demanding secondary job. Mariner Wealth Advisors helps leaders regain their weekends by organizing these scattered pieces into one cohesive strategy.
As of 10/5/2026, Mariner Wealth Advisors serves 590,000 clients representing $9.8 billion in client assets. The firm maintains an office at 70 Vestry Street, New York, NY 10013, United States, while coordinating with households nationwide through secure video conferences and phone appointments. Every advisory relationship requires a $500K account minimum.
Working together means looking at how corporate compensation interacts with personal taxes. We examine vesting schedules, quantify liquidation thresholds, and calculate how liquid assets can replace company equity over time, ensuring your household never relies on a single corporate balance sheet for security.
You work with a primary wealth advisory professional backed by dedicated financial planning and tax analysis specialists. You will not be bounced around an anonymous call center or left waiting for answers when key compensation deadlines arrive.
Structured reviews occur twice each year, usually scheduled around your company earnings announcements or open trading windows. If mid-year corporate actions occur, such as a merger, tender offer, or unplanned promotion, ad hoc check-in calls happen immediately to evaluate new tax choices.
Reports focus strictly on actionable numbers rather than glossy charts. Each quarterly packet shows consolidated net worth, total asset allocation, realized capital gains, and an updated schedule of upcoming restricted share vesting dates. You can review current positions anytime through our encrypted client portal.
Transitioning to coordinated wealth management follows an orderly progression designed to protect your busy calendar. The table below outlines what happens during your opening three months with the firm.
We handle administrative transfers between custodians, review plan election documents alongside your tax professional, and implement customized trading schedules without interrupting your work commitments.
| Milestone | Core actions | Deliverables |
|---|---|---|
| Discovery call | Review balance sheet and vesting dates | Agenda and records checklist |
| Plan evaluation | Audit nonqualified plan and equity risks | Concentration exposure report |
| Design session | Establish diversification targets | Multi-year liquidation schedule |
| Implementation | Reallocate assets and file trading rules | Consolidated portfolio dashboard |
| Initial review | Examine realized gains and tax withholdings | Year-end tax projection |
Consider a hypothetical vice president named David, age 52, with a $2,400,000 liquid portfolio alongside $1,600,000 in vested shares of his employer. Over 40% of his entire net worth sits in this single equity position, exposing his family to severe volatility if his employer stumbles.
Our working threshold states that when any individual equity exceeds 15% of total household assets, concentrated risk outweighs potential upside. Mariner Wealth Advisors constructs a phased selling schedule for David spanning three consecutive calendar years, taking advantage of open corporate trading windows to liquidate roughly $533,000 annually.
Assuming a 15% drop occurs in David's company stock during year two, systematically moving proceeds into a globally diversified, low-cost portfolio preserves capital David would have otherwise surrendered. Proceeds fund tax-advantaged accounts while establishing a stable liquidity reserve. Please note that investing involves risk, including loss of principal.
We believe clear specialization produces better financial outcomes. Understanding who benefits most from our methodology helps executives make sensible partner selections for their family assets.
Our advisory model is built for households that value systematic, research-backed financial architecture over subjective guesswork.
Submitting an inquiry through our site takes less than sixty seconds. Because we do not publish an incoming phone line, our digital intake form is the direct path to starting a dialogue with our team.
Within two business days, an advisor reviews your information and sends an email invitation containing a secure calendar link for an introductory video or phone conversation. There is zero pressure to commit, and we outline our full fee schedule in writing before any advisory agreement is signed.
During that initial 30-minute introductory meeting, we discuss your compensation structure, current tax bottlenecks, and retirement timeline. If both sides agree our services match your situation, we outline concrete follow-up steps and send a secure portal upload link for your latest benefit statements.
Wherever you live in the US, Mariner Wealth Advisors can work with you remotely — or visit us at 70 Vestry Street, New York, NY 10013, United States. Contact →
A sale schedule for employer shares that weighs each tax bill against concentration risk.
Concentrated stock planning →Help choosing how much to defer and when to take payouts, with taxes modeled.
Deferred compensation planning →A calendar of RSU vests, option expirations and ESPP purchases, with a plan for each.
Equity compensation advice →A retirement date tested against your deferred payouts, savings, pension and expected spending.
Executive retirement planning →Portfolios placed by account type and rebalanced only after the capital gains cost is checked.
Tax-efficient investing →We work with your company's counsel to set up a 10b5-1 plan for scheduled sales.
10b5-1 trading plans →
A sale schedule for employer shares that weighs each tax bill against concentration risk.
Help choosing how much to defer and when to take payouts, with taxes modeled.
A calendar of RSU vests, option expirations and ESPP purchases, with a plan for each.
A retirement date tested against your deferred payouts, savings, pension and expected spending.
A sale schedule for employer shares that weighs each tax bill against concentration risk.
Help choosing how much to defer and when to take payouts, with taxes modeled.
A calendar of RSU vests, option expirations and ESPP purchases, with a plan for each.
A retirement date tested against your deferred payouts, savings, pension and expected spending.
Before Mariner Wealth Advisors suggests selling company shares or changing a fund, we estimate the tax bill of the move and put it next to the risk you'd be removing. Meetings start with your grant schedule and deferral elections, not a market outlook. And after each review you get a one-page summary: what was decided, what it costs, and the next deadline on your calendar.
590,000 clients† trust Mariner Wealth Advisors with a combined $9.8 billion†.
Your salary, your bonus, your RSUs and your deferred compensation all depend on one employer. That's a lot riding on one balance sheet, and the decisions arrive on dates you didn't choose: deferral elections, trading windows, option expirations. Mariner Wealth Advisors keeps a calendar of those dates, models the tax cost of each choice and builds the rest of your portfolio to offset the stock you already own.
You decide; we bring the numbers and the deadlines to every meeting.
Data as of 10/5/2026.
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Mariner Wealth Advisors, LLC provides wealth management to clients nationwide, meeting by video and phone, with an office at 70 Vestry Street in New York. Mariner Wealth Advisors serves 590,000 clients with $9.8 billion in client assets as of 10/5/2026, and the minimum to open a relationship is $500K in investable assets.
We take your privacy seriously. Read our privacy policy. California and Oregon residents: see your privacy rights.
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